Landlords and apartment owners are reluctant to place restrictions and requirements on renters since it could cause them to look for housing elsewhere.
While understandable with regard to some aspects such as smoking on the premises or allowing pets — there is one requirement that should not be ignored: Renters' insurance.
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http://www.propertycasualty360.com/2016/04/01/5-reasons-why-renters-need-insurance?t=personal-lines&slreturn=1459946769